Carnival of Twenty Something Finances for October 6

Welcome to the October 6, 2008 edition of twenty something finances.

Steve Faber presents Used Cars for Cheap – How to Buy a Good One | Super Gas Saver posted at super gas saver, saying, "Don't spend an arm and a leg on a car. Get a good used car for cheap and invest the rest. Here's what you need to know to get a great used car and not break the bank, or end up in the repair shop."

Dorian Wales presents How Can they Possibly Afford That? Or Is Money in the Eye of the Beholder? posted at The Personal Financier, saying, "Do we all see the same color of blue?"

Master Your Card presents Can you afford to get sick? posted at Master Your Card, saying, "Why is it that the US supposedly has no money for universal healthcare but is more than happy to come up with a few billion to save a bank or two?"

Kevin presents Some Readers Favor CDs, Some Think It?s A Dumb Idea posted at No Debt Plan, saying, "I explain why CDs work for us, even though they may not work for some of my readers"

Roshawn Watson presents The Pain Of Paying Cash posted at Watson Inc, saying, "Available credit has distorted the psychology of consumers to the point where individuals are willing to pay significantly more for items later in order to delay the pain of payment. For example, it is a fact that even consumers who pay their credit card balances in full each month (often referred to as deadbeats) will often end up paying more than their cash-paying counterparts. According to Dun and Bradstreet, consumers spend 12-18% more when making credit card purchases compared with those who pay in cash. Even a 5% cash back bonus can't compete with the "discount" of paying cash."

Roshawn Watson presents Meet the Boring Young Millionaires posted at Watson Inc, saying, "One of the most common characteristics of the wealthy is that they live far beneath their means. Okay, that may sound trite and obvious, but the reason it is so important is because other pundits claim that you merely need to increase your means. Most people focus on income so they can continue their conspicuous consumption-oriented lifestyle whereas most millionaires focus on net worth."

Save Money presents Check Out My CVS Page! posted at How I Save Money.net.

Upside Trader presents This Won't Stick posted at upsidetrader, saying, "Unless you were driven by fear (short) or greed (let's kill the shorts) can anyone tell me they would have rushed to pay $40 for the still toxic shares of Bank of America on Friday?"

Charles Euchner presents Time Passages posted at START SIMPLE, saying, "Planning for the future begins with understanding time--past, present and future."

E.C. presents Estate planning for the young and broke posted at Not Living on Ramen, saying, "This is a post about assembling the basic legal documents i need to make sure my finances and life are taken care of if something were to happen to me."

Hustler Moneyblog presents American Express $30 Back posted at Hustler $$$ Blog.

Sara Goldstein presents Thrifted outfit: Striped skirt, black tank, men's watch... posted at The Bargain Queens, saying, "My favorite way to save money is to thrift as much of my clothing as possible. I hope the pic proves that you can still be chic, even if you're wearing top-to-toe thrift store finds ;)"

ChristianPF presents 9 Creative ways to say thank you posted at Money in the Bible | Christian Personal Finance Blog.

rothira presents FDIC Insurance Coverage for IRAs posted at Roth IRA Explained.

retirehappy presents Copycat Portfolios Are Dangerous posted at My Retirement Blog.

Jim presents How To Use Safe Deposit Boxes posted at Blueprint for Financial Prosperity.

J. Savings presents I once spent $40.00 on a bottle of water...Bling H2O to be exact. posted at Budgets are Sexy., saying, "An interesting look at my old spending habits - what was i thinking!"

FIRE Getters presents Risks Of Cash Advances And Payday Loans posted at FIRE Finance.

Mr Credit Card presents What is the Best Way To Pay Off A Large Chunk of Debt? posted at Ask Mr Credit Card.

Cash Money Life presents Beyond CarFax: Tips for Buying Used Cars posted at Cash Money Life, saying, "What to look for when buying a used car."

Master Your Card presents The Costs of Apartment Living posted at Master Your Card, saying, "So today hasn’t been much of a good day for me. I got my electric bill and it was over $150…again. This is in spite of the fact that I’ve cut my AC usage way back, I turn off all lights and appliances when leaving the house, and I even unplug the appliances if I’m going to be gone for more than an hour (this is because plugged in, they still zap electricity)."

Shamelle presents Over Spending & Impulse Buying: 8 Reasons Why You’re Not To Blame posted at Enhance Life, saying, "Does your closet contain lots of shoes or clothes that you almost never wear? Do you own every gadget known to man (or woman)? Do you come home from the mall with items you had no intention of buying? Do you spend money on things that you didn't realize you needed until you saw them on display in the store? If you said yes to one or more, this post is for you."

Cade Krueger presents How To Start A Small Business Opportunity posted at Write To Right.

Joe Manausa presents Bailing Out The Banks? Actually Bailing Out America! posted at Tallahassee Real Estate Blog, saying, "While mainstream media refers to this as the "fat cat" bailout for Wall Street, you might be surprised who really needs this bailout to occur. What would happen to your job if the credit market stopped for even 1 week?"

simon presents Secured Loan for Debt Consolidation posted at Secured Loan Online.

FIRE Getters presents How To Protect Our Finances From A Market Crisis? posted at FIRE Finance.

Roshawn Watson presents Dishonorable New Exit Strategy For Desperate Homeowners posted at Watson Inc, saying, "Unfortunately, there are some new scam artists in the real estate market. Some distressed, overextended homeowners are partaking in a disturbing "new exit strategy." It is called the "buy and bail." Borrowers with good credit purchase a new home - typically at a lower "bargain" price - and simply walk away from the first house, allowing it to go into foreclosure."

Roshawn Watson presents Billionaire Success Lessons: Why Tiger Deserves To Be A Billionaire Athlete! posted at Watson Inc, saying, "Although many athletes are celebrated, Woods remarkably broad appeal is paralleled by few (i.e. "His Airness" Michael Jordan and "The Greatest" Muhammad Ali). Make no mistake, Woods is not only a golf champion, he is a financial champion as well. Let's look at how he developed billionaire potential."

Heather Johnson presents What Would a Return to the Gold Standard Mean for You? posted at Currency Trading.net.

Kevin Fleming presents How to Save $50 a Month on Cable or Satellite TV posted at Satellite TV Guru.

Quimby C presents Take a Strategic Approach to Building your Credit posted at financemoneyloans.net.

Tom Tessin presents How to save Money on School Shopping as a College Student posted at FCC Student Blog, saying, "How college students can save money on school shopping."

Lane Wright presents Discover More Free Money posted at Fast Signature Loan.

lucas presents VALUE INVESTOR HAVEN: Valuation issues posted at VALUE INVESTOR HAVEN, saying, "Valuations done are never right. However, it is important to be approximately right than precisely wrong. For that reason, valuations should be done conservatively."

Big Cajun Man presents Twenty Years in One Line posted at Canadian Personal Finance Blog, saying, "For the younger folks, this is what can happen when you get older, is it a good or bad thing, I'll tell you in a while."

Hank presents What Will $700 Billion Buy You Instead of Your Neighbors’ Mortgage Debt? posted at Own The Dollar, saying, "A look at what else $700 billion could buy the American taxpayers instead of bad debt."

Colin Robertson presents Don’t Call Your Credit Card Issuers posted at The Truth About Credit Cards.com.

Tyler Metzger presents Review the new credit interactive game posted at blogs.creditcards.com, saying, "This post is by Connie Prater and was written Sept. 26, 2008."

Mac presents A Suze Orman Financial Smackdown posted at Actorlicious.

Bankruptcy Access presents Credit Debt posted at BankruptcyAccess.com, saying, "All about credit debt- note: this is a completely different post than our previous one about credit card debt."

Start-Up presents Organizing My Personal Finances posted at Personal Finance Start-Up Blog.

Jim presents 40 Money Tips for College Students posted at Blueprint for Financial Prosperity.

David Weliver presents Credit Unions: Non-Profits Offer a Great Alternative to Banks posted at Money Under 30.

Ace Elliott presents Learning About Debt Relief Programs posted at Care on Credit, saying, "Do you know the myths of debt relief? There is a lot of misinformation out there and you deserve to know that facts to manage your debt better. Educate yourself and reduce your debt quicker."

Ben Dinsmore presents Avoiding the Stress of Costly Vehicle Repairs posted at Trees Full of Money, saying, "No matter how loyal you are to a particular make and model of vehicle, there is a very good chance that your "baby" will need at least one major repair while under your ownership."

That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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