Carnival of Twenty Something Finances: August 9th edition

Sorry for the lateness of the carnival. We had tons of submissions so check them out.

We are also looking for hosts for the next edition so please sign up to host the carnival.

Peter S C presents 10 Dumb Banking Mistakes I See Everyday That Cost You Money posted at I will change your life . com.

R.Pettinger presents Why I increased my Mortgage term from 30 years to 47 years. posted at Mortgage Blog, saying, "Why I increased my mortgage term to 47 years (the longest allowed) Enjoy life now, not when your old!

Warren Wong presents The Gap Concept posted at Personal Development for INTJs, saying, "Why is it so important to be the first or the best in a market? Here's the why you should be the first AND the best."

Save Money presents Step one to getting rid of debt posted at How I Save Money.net.

Jason Elder presents Offshore Options For Bankrupts And Those With Poor Credit posted at A Bankruptcy Lawyer's Blog, saying, "This is a great option for people with bad credit. It might be something you never thought about before."

Uni presents Make money helping people! For FREE! posted at You Deserve More.

KCLau presents When is the Perfect Time to Rebalance our Investment Portfolio? posted at KCLau's Money Tips, saying, "Rebalancing should be a standard operating procedure for every investor since it is relatively easy to restore a portfolio to its original allocation mix. Regardless of your objectives and risk tolerance, the major benefit of periodic risk management is significant reduction in portfolio volatility."

Warren Wong presents Taking Risks posted at Personal Development for INTJs, saying, "Are you afraid to launch your own business? Are you afraid of losing what money you have? Here's why you shouldn't be."

Larry Russell presents Summary Table of Traditional IRA and Roth IRA Tax Rules posted at THE SKILLED INVESTOR Blog, saying, "For your convenience, the table provided summarizes 2007 rules for traditional IRAs and Roth IRAs. The table has a left-hand column of questions and 12 columns of information. Read the first four questions in the first four rows to determine which of the twelve columns would apply to you. Be careful to distinguish between the rules about whether you can make a contribution and whether an allowable contribution is tax deductible."

Leon Gettler presents Gen Y and the looming funds management crisis posted at Sox First, saying, "Fund managers have ridden the coat-tails of the baby boomers, ignoring the next generation of clients and that could create enormous problems for the financial services industry."

Jason Antic presents How to Save Lots of Money and Make New Friends on Your Next Vacation posted at We Go to Cool Places, saying, "This is an intro to couchsurfing, a great way to save a ton of money AND have a more fulfilling experience while traveling."

Millionaire Mommy Next Door presents Where Does Your Money Go? Tips and Tricks for Tracking the Flow posted at Millionaire Mommy Next Door, saying, "Money flows like water. It can gush like a raging river or drip like an annoying leaky faucet at midnight. If we use this precious resource mindlessly, we face drought. However, if we first observe the ebbs and flows, effective management becomes a simple matter of design. Here's how."

ISPF presents Campaign Against Financial Myths: Part 6 - Stock Market Investing posted at Grad Money Matters.

Logan Flatt, CFA presents To Consume, Save, Invest, or Speculate? That Is The Question. posted at PowerWealth.com, saying, "To consume, save, invest, or speculate? It is an excellent question. Before you answer, consider your options."

Mark Kimsey presents Avoiding Online Banking Fraud posted at PrsnlFinance.com.

Stingy Student presents Stingy Students: Costliest mistake posted at Stingy Students.

John Hill presents Get Out of Debt posted at Universe Of Success.

Aaron Wakling presents Credit Cards - A Necessary Evil posted at The Credit & Credit Card Blog, saying, "Well you probabaly already know the answer to this one. I cover good uses for credit cards and bad ones. Its a good article for anyone concerned about if they should use their credit cards to make purchases."

Ant presents Are you a Millionaire Yet? posted at The Beef Jerky Blog.

Eric Hudin presents My Estate Planning Career Blog » Blog Archive » Selecting a Good Trustee - Factors to Consider When Choosing a Trustee posted at My Estate Planning Career Blog, saying, "Wills and Trusts are an important financial vehicle for transferring wealth. But who should manage your trust? I'll tell you how to pick the best person."

Frugal Panda presents Frugal Summers: 101 Ways to Entertain Yourself and Your Family posted at Frugal Panda.

Christina presents The Low-Down on Federal Student Loans posted at Christina Perdue Dot-Com, saying, "Federal loans are a great option when your other financial aid doesn’t cover the total cost to attend school. If you’re like most students you often find yourself at least a couple thousand short. So instead of picking up another part-time job consider taking out a federal loan. First I’ll cover the two federal loans specifically for students and then we’ll talk about one for parents."

R.Pettinger presents Guide to Getting your First Mortgage posted at Mortgage Blog, saying, "Advice on getting your first mortgage, including a look at different types of mortgages available"

Tim Ramsey presents How to Pay Off Credit Card Bills posted at My Debt Relief Blog, saying, "Trapped in credit card debt? You can get out of the credit card trap with my sure-fire way to pay off those pesky bills."

Eric Stanley presents Two Investment Mistakes posted at Personal Finance Blog Articles, saying, "Are you finding good investments for you new money? Or are you doing the right thing and also finding better investments for your OLD money?"

Roshawn Watson presents NEXT WEEK: WATSON INC EXCLUSIVE Interview with Van... posted at Watson Inc, saying, "In the long run, the price differences generally save individual investors tens to hundreds of thousands of dollars. ETFs are often tax-efficient as well. Also, consider the fact that one would need between 20-50 individual stocks to be adequately diversified compared to just 1 ETF (i.e. VTI)...Everyone's investment plan must be tailored to his or her's own financial goals. However, one generally starts investing in pretax vehicles, such as (401K, 403b, Thrift Savings Plans, or Traditional IRA). If your company matches your contribution (for 401K, 403b, or TSP), I would contribute up until the match. Do not throw away free money!"

Roger Daly presents Low FICO Score? The Sooner You Know the Better posted at The Credit Camp.

Big Cajun Man presents Bill Surfing The Next Generation posted at Canadian Financial Stuff, saying, "Automate how you pay your bills monthly, and then you can work on building your wealth! Bill Surfing is one way of doing it."

David Weliver presents Surviving a Second Job: 10 Moonlighting Tips posted at Money Under 30.

SmallTownBS presents Employment - I don?t want a job. posted at Small-town Big-shot.

Kevin Fleming presents How to Save Money On Your Satellite or Cable Bill posted at Satellite TV Guru, saying, "Tips on reducing the cost of your Satellite or Cable television service"

George Courtney jr presents Finding the Right Investments for a Truly Diverse Portfolio posted at The Authentic Bartender Blog.

Alvaro Fernandez presents Lifelong Learning for Top Performance posted at SharpBrains: Your Window into the Brain Fitness Revolution, saying, "Great advice from a trading guru"

Sagar Satapathy presents How Ron Paul as President Would Affect the US Dollar posted at Currency Trading.net.

Jamin presents How to Manage your Finances with a Spreadsheet posted at WondR.net, saying, "How I applied three techniques to get my debt and finances under control: envelope system, emergency fund, snowball effect."

The Dough Roller presents Dough Roller’s 5th Grade Teacher Discusses Retirement posted at The Dough Roller, saying, "My 5th Grade Teacher discusses the importance of saving for retirement."

Mark Kimsey presents Applying For A Mortgage Online posted at PrsnlFinance.com.

Jimmy Atkinson presents Everything You Need to Know about Marriage and Money posted at Ask the Advisor.

edithyeung presents The Money Series – How to Manage and Maintain your Bank Account? posted at Edith Yeung.Com: Dream. Think. Act..

Ryan Russell presents OSAs are MVPs posted at My Money Thinks, saying, "Online Savings Accounts (OSAs) have become one of the most popular offerings of online banks. In some ways, they seem too good to be true. In others, they seem to be the smartest and safest place to store and grow cash."

Sagar Satapathy presents All You Need is Love and a Good Financial Plan: 17 Finance Tips from the Beatles posted at Credit Card Lowdown, saying, "When you’re in need of a little financial pick-me-up, who do you turn to? Someone you trust, someone who has experience dealing with money, and probably someone who has a generally optimistic view on life. So who might that person (or persons) be in your life? The Beatles, of course! John, Paul, Ringo, and George may not be personal friends of yours, but after reviewing 17 of their most insightful business and investment tips, you’ll be surprised at how much brighter your financial future shines."

KCLau presents Investment Replacement Feature in Investment-linked Policy that Beat Unit Trust posted at KCLau's Money Tips, saying, "Investment-linked plan (ILP) is probably the first life insurance policy you buy in Malaysia if you are below age 30 this year. The new business premium collected for ILP will exceed traditional policy in the very near future. In this article, I will show you a special add-on rider that makes ILP stands out as the most wanted policy by young people. This feature is called “investment replacement“."

Dean presents Top 10 Best Bargain Fast Food Meals posted at Mr. Cheap Stuff, saying, "Cheap eats when your on the go."

That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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